# Lendly personal-loan MVP package

Open `index.html` in a modern desktop browser. All prototype resources are local; no installation or internet is required. Keep the files together. `documentation.html` is a readable, printable version of both specifications.

## Files

- `index.html`, `styles.css`, `prototype.js`: 22 mobile wireframes and 9 admin workspaces.
- `documentation.html`: functional and technical documentation with visual flow maps.
- `functional-spec.md`: scope, screen inventory, functional flows, state model and acceptance scenarios.
- `technical-spec.md`: proposed architecture, entities, APIs, security, integrations and rollout phases.
- `api-contract.json`: draft OpenAPI 3.1 resource contract; no API is deployed.
- `verification-report.md`: actual package checks and remaining limitations.

## Suggested review

1. Start Mobile app → M01. At M02 use demo OTP `123456` and acknowledge the sample terms.
2. Grant sample assessment consent, complete sample profile, vary amount/tenor and proceed through verification and bank confirmation.
3. At M09 choose Open linked admin case. As Credit maker enter a fictional rationale and propose approval. Confirmation is blocked for a maker.
4. Change the role picker to Credit checker and confirm. Return to Mobile app → M09; its status is updated.
5. Review M10–M13. The sample KFS and separate signing/mandate acknowledgements are required in the normal click path.
6. Open M16 and simulate a pending payment. In Admin → Repayments select Operations and confirm settlement. Return to the mobile schedule to see the sample paid installment.
7. Inspect M19–M22 for exception and exit scenarios. Create a sample ticket in M17 and inspect Admin → Support/Audit log.

The screen rail can jump to any scenario. It is a design tool; later scenarios can be reviewed without completing earlier screens. It does not demonstrate production authorization. Reload or Reset demo clears in-memory changes. Most dashboard metrics and admin records are static examples.

## Design assumptions

India, INR, salaried borrowers, one regulated lending partner, English-first Android/iOS target. Proposed amount/tenor and example pricing need lender approval. Lendly and Demo Lender A are placeholders. No affiliation with Moneyview is implied.

This is a design prototype and engineering handoff, not a native mobile application or live admin system. All actions are simulated; no customer contact, bank request, credit check or financial transaction takes place. Use fictional data only.